OMEGAPremium Finance & Advanced Life Insurance Strategies · Platinum Tax Group LLC · Joseph J. Dadich
See If You Qualify
A 2-minute questionnaire for business owners exploring tax-advantaged retirement income, downside protection, and leverage. No obligation.
What Omega is built to do
Leverage. A bank finances the bulk of the premium. You control millions in protection and future income for a fraction of the out-of-pocket cost.
A floor under you. Cash value is linked to the market with a 0% floor — in a year like 2008 or 2022 it is credited zero instead of taking the loss. It held through Covid and the 2022 selloff.
Tax-advantaged income. Retirement income is taken as policy loans, generally income-tax-free while the policy stays in force.
Protection from day one. A multi-million-dollar death benefit for your family and your business, in place from the start.
You pick the timing. You decide when to retire the loan and switch on income. It bends to your timeline.
Funded for about ten years — not for the rest of your working life.
You contribute out of pocket for roughly a decade. The bank loan is repaid from the policy itself, not from you.